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Tools/Cleo

Cleo

AI-powered budgeting chatbot app with a distinct, personality-driven tone.

meetcleo.com
Screenshot of Cleo
iosandroid

What is Cleo?

Cleo is a budgeting and personal finance app built around a chatbot with a distinct, often humorous personality, tracking spending, flagging wasteful habits, and offering short-term cash advances for users who connect their bank account.

Key features

  • Conversational budgeting through a personality-driven chatbot
  • Flags spending habits and wasteful subscriptions
  • Optional short-term cash advance feature
  • Savings tools with automated round-up transfers

Pricing

Freemium

Freemium — paid plan around $5.99-$14.99/mo for extra features

Verify on the official pricing page →

Cleo use cases

  • 1Track spending through a conversational chatbot instead of a dashboard
  • 2Get flagged about a wasteful recurring subscription
  • 3Build savings automatically through round-up transfers
  • 4Access a short-term cash advance in a pinch

Who is Cleo for?

Younger adults new to budgetingPeople who prefer a conversational app over spreadsheets

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