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Plaid

Financial data API platform that connects apps to users' bank accounts.

plaid.com
Screenshot of Plaid
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What is Plaid?

Plaid provides the infrastructure that lets fintech apps securely connect to a user's bank account, with AI-assisted transaction categorization and data enrichment used by thousands of consumer finance apps behind the scenes.

Key features

  • Secure bank account connection infrastructure for apps
  • AI-assisted transaction categorization and enrichment
  • Identity and income verification tools for lenders
  • Used behind the scenes by many consumer finance apps

Pricing

Paid

Usage-based pricing for developers, available on request

Verify on the official pricing page →

Plaid use cases

  • 1Let a fintech app securely connect to a user's bank account
  • 2Automatically categorize transaction data pulled from a bank feed
  • 3Verify a user's identity or income for a lending decision
  • 4Build a budgeting or investing app without building bank connections from scratch

Who is Plaid for?

Fintech developersBanks and financial institutionsCompanies building apps that need bank account data

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