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Tools/Zest AI

Zest AI

AI credit underwriting platform for lenders.

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What is Zest AI?

Zest AI helps banks and lenders build more predictive credit underwriting models, aimed at approving more creditworthy borrowers who traditional scoring might reject, while maintaining regulatory compliance and explainability.

Key features

  • AI-powered credit underwriting models for lenders
  • Aimed at improving approval rates for creditworthy borrowers
  • Built with regulatory explainability requirements in mind
  • Used across auto, personal, and other consumer lending

Pricing

Paid

Paid plans, enterprise pricing available on request

Verify on the official pricing page →

Zest AI use cases

  • 1Build a more predictive credit underwriting model for a lending business
  • 2Approve more creditworthy borrowers missed by traditional scoring
  • 3Maintain regulatory explainability for AI-driven credit decisions
  • 4Reduce default rates while expanding responsible lending access

Who is Zest AI for?

Banks and credit unionsConsumer lendersFintech lending companies

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